January 31, 2013
I am so slow at getting things done. I have had 2 brain injuries, ischemic strokes, and have several structural problems that create constant pain. But I have resolved to get this message out there and get the radical change needed.
I wrote the following summary to submit to the FBI.

The following is a summary of four accidents, starting in 1999. My story involves the insurance industry and all the entanglements that surround it. A part of this is the defrauding of Medicare and Medicaid of monies owed to them by our auto insurance companies. They put liens on the insurance claims. The negative consequences of the fraudulent use of our money are huge. With Obamacare coming into the mix, there will be more abuses of our money.
This whole issue needs to be investigated and brought before the people who pay the bills.

Nov.1, 1999
Auto accident, Farmers Insurance Company
Corrupt actions started with a cop who produced two separate accident reports, both with false information. Eventually a local insurance agent would admit to being involved. There is suspicion regarding a local charter school and the use of family records that could have been tied into the accident.

Although my insurance policy was loaded with benefits and Colorado had no fault insurance whereby state statutes supported the payment of benefits to the claimant, Farmers adjusters manipulated ways to get out of paying. Local lawyers refused my case based on the amount of work vs the amount of money they would make, the case was too complicated. Farmers would tell me I did not need an attorney, but refused to pay or give guidance through the tightly woven system. The state insurance commission was uncooperative.

The police officer on the scene never talked to me to see if I was injured. It turned out that I was seriously injured internally. There were bruises and swelling externally. He also falsified
the damage on my vehicle making it look like I was at fault. Pictures show this.
I was not only suffering from the trauma of the accident but also the injuries and the sloppy way the case was handled. The obvious lying threw me, especially when it came from a doctor. I was so traumatized by the lying and the revelation of all the corruption that following experiences would be tainted. My ability to judge soundly would be hindered by fear, almost terror.

2003 accident

An illegal drove through a red light staring at me. There was a woman in the back seat holding a baby. I saw her coming but she moved her car into mine putting a scratch on her door and as she moved forward hooked her car onto my front fender. It eventually came off. She was obviously at fault but not ticketed. There would be no mention of the lady in the back seat.
I was ticketed for no insurance. I was fined and told to go to court,when I went down to investigate
about the time of the court appearance, I missed the date and there was a bench order, I was arrested and held with a $2000 bond, 3days in jail, My fine was $200. A judge Sletta was involved. He would later claim that he was following the district attorney's orders. What an experience. I've never used the F word. I heard it more times in an hour than I would hear it the rest of my life.
The court awarded a sum of money to the illegal although it was her fault, stating that the reason for this was that" I didn't care???" She had American Family Insurance who refused to pay. She claimed to be injured. Because I stopped before impact the cars were the only injured parties and this because she deliberately moved her car into mine.

2008, April 1 (fool's day)

A Hispanic male ran through a red light, hit my car (totaled it), ran from the scene. He was caught. I was told he was drugged and drunk. I was gashed in the head, my arms were paralyzed. He claimed to not have insurance but the car was insured by the girlfriend and mother with State Farm. The daughter claimed she gave the boy permission to drive. I was not given insurance info for about two weeks. I had dropped my uninsured motor vehicle insurance about two weeks before the accident. I had brain damage, a TBI and multiple problems associated with this. I would gain some function with my arms but still have tremors, numbing, that interfere with many tasks.

State Farm started the tactics of deny and delay.

I hired an attorney, Clifford Enten. I hired him after meeting with a man who said he was his representative in Colorado
springs. He was impressive but a fraud, as I would find out later. I would meet with Enten about 1 and 1/2 years later. At this time I was told State Farms settlement offer was $42,000 from which Enten would take $21,000. The initial medical bills were $25,000.
He told me State Farm was paying $100, 000 in medical which turned out to be untrue. I spoke with a Margie Oswald who denied that State farm said this. I questioned Enten about the rep that met with me. Enten did not know him. I had a business card with his name and the reps name on it. Through a phone call, I refused the offer but Enten became belligerent trying to convince me that this was right. He and Margie Oswald of State Farm, needed to get their stories straight. I fired the attorney, who said he would file a lien on any money I get from the case. Enten knew the extent of my injuries and was probably banking on them to pull the wool over my eyes. I was stunned and overwhelmed.

2010, January (two different dates were claimed)

Elevator accident. A portion of the service elevator dropped on my head at a U-Haul storage facility. I would suffer a stroke about 5 days later. This happened before a settlement was offered by State Farm. I told Enten's assistant about it who would contact me shortly after telling me that Enten wanted to get the state Farm case out of the way. An investigator from the insurance company with U-Haul company came by my apt. I was told that a lawsuit in my name was filed against the elevator company. I'm still battling with them, which is an incredible story. Is Enten involved here? $18,000 in initial medical bills.

Farmers was required to settle with me within 10 years. I had contacted them many times to get this done.

I have not been paid yet.

Enten is somehow involved in all this.

The fact is that automobiles are being used as weapons for financial gain in more cases than are recorded. More people die or are severely injured every year than war, 911,etc. In my case every injury was deliberate.

When I staggered out the door of the storage building, the manager was right out there and just said he hired a nit-wit who over oiled it.There were no signs indicating this.

The rewarding of illegals for using their vehicles as weapons for financial gain is insane. There was a drug connection with the 2008 accident. I looked up the court records and found out Daniel Vasques was claiming a TBI.

I am going to write somewhere about greed- what people are doing to get money.Any ideas.
Please think about how the people can take charge of our money especially in the auto insurance industry. It is big business and no longer serves it's purpose for those who support it. So goes the medical establishment and I dare say the "churches"