It appears that there is interest in what I am saying. Thank you for reading this blog. Yesterday , I realized that it wasn't so long ago that I couldn't remember what a mouse was. Not the little creature type. One reason I have been so slow in getting this done are the levels of pain I deal with and the brain damage. Assaults to the head result in brain damage in different ways. I am convinced that assaults to the neck, called whiplash, result in more damage than is acknowledged. Fybromyalgia being one. Another topic for another blog. I have so much to say.
Anyway, people say things regarding their experience that pertain to the need for reform. Yesterday someone said something about how a punk kid on the phone said their injury was due to their age not the accident. A doctor did this to me. She worked for the insurance company.
How to explain this? This matter is part of the whole medical insurance system. Obamacare will be a bigger nightmare than any can imagine. Our value as humans will be regulated by people who may have the moral character of a Hitler or Obama for that matter. I listened to Obama for 5 minutes when he was running for Pres. the first time. I knew he was a pathological liar. That's all it took. I judged his character. He was voted in and we get Obamacare. What kinds of people will be making decisions about our lives and by what regulations. My experience with the auto insurance industry has been a microcosm of all that will come in this area.
Back to my experience with auto insurance. In the book Delay, Deny, and Defend, Feinman brings up the topics of how these companies are determining what is paid for. It is an excellent read. I think my perspective is more centered on the real practical issues for the people.
For today I want to discuss how the phone lines are being used to take claims, then to deliver conclusions on these claims, never any real contact. Decisions are made by people now who are profit centered, some immature, undereducated, and controlled by others who are profit centered. Or like in the Vulture Culture, another book discussing insurance issues, it was revealed how adjusters in State Farm get benefits by limiting benefits. ( A group of Vultures is called a committee) Yesterday I addressed the insurance commission in Colorado. Most people realise that these commissions are corrupt all over the country.
Back to my original article. Who defrauds who? These actions were called stealing at one time. When our money that is supporting these companies is going to lawyers who should not be a part of the system, or doctors whose only purpose is money, making judgements about our well being, or some adjusters whose goal is to get enough for their libido desires, whatever that is. People using the auto as a weapon for gain. This should be called assault and battery, and should be punished instead of rewarded.
I received from the insurance commissioner's a copy of a report from State Farm. A Susan Singleton , called a Section Manager, noted calls and statements by me and their employees. What parts were true or false, who knows.
It boils down to someone or ones at the top, making decisions about our lives and well being with money, profits and gains being the focus. This trickles down.
Solvency is critical in the insurance business.This is where good stewardship is critical in the leadership of the insurance industry. But as I think about where our money is going, it should not be to the self interests of people who care only about themselves and their self interests, but the people who support the system, a system that was established for the people and by the people.
Fear and futility are the emotions of our culture. I want to determine where my money goes. In this country that means we need people who we allow to run our country to have righteous minds, a level of decency, common sense.
The Insurance industry needs to become a service organization. Not a profit Center.
Our mind sets need adjusting.
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