I was going to publish a letter to warren Buffet yesterday but while writing I realized I needed to do some more research.
Also while in Denver in July, I filed a complaint with the insurance commission. They did follow through. The complaint was handled by a Bruce W. Glaser, Senior Complaint Analst. I stated that State farm used various forms of fraudulent behavior to delay or deny coverage (in their words) their insured driver was 100% at fault. To summarize I wanted full payment for all damages, medical expenses and loss. AND prosecution of all parties involved in the fraudulent acts of State Farm Insurance Company who were involved in the concealment of infornation, blatant lies, and other forms of manipulation involved in the case.
State farm was asked for a summary of the claim.
I met with Bruce a couple of weeks later and was given copies of correspondence from the commission to STF and a 6 page "summary" from Susan Singleton, Claim section manager. I was accused of not wanting to speak to a Dave Baca to address my concerns? I guess this was some sort of questionable act on my part that may be in question. I don't know.
Bruce gave showed me the paper work and proceeded to justify the actions of STF because I had waited so long to contact the commission.I was going to get nothing and had no defense. That was it.
Now Bruce, a tall man in cowboy boots, so Colorado. I noticed because I dropped my cane and when picking it up, well I noticed the boots which were very expensive looking. He was formidable and not nice. It's as if he was going to put me in my place right away. I think this is also the good old boy mentality of Colorado. Bottom line, they did not investigate my complaint, I have evidence of their fraud and lies, and was not asked to present this. Bruce said he defended the law which I am familiar with, and he was not. i quoted a couple of terms and asked if he was familiar with them. I also asked if he had read Deny, Delay , Defend or my article. He had not.
I had always suspected that the commission was worked for the insurance companies especially from an experience I had in the 1999 accident. This experience confirm my suspicion. I realized he was impotent and told him so. My complete thought was "buddy you are in bed with the insurance company and that renders you impotent". He said another word for impotent but I stood my ground. I think it was the cowboy boots that drove me to it. and my age. My impression is that the insurance commission works for the insurance companies not the people. Back to my article. Read this if you haven't. It's posted as the original article.
I had a good reason for not speaking to Baca.I had already received a letter from their then attorney a Craig Nuss, which documented blatant lies.Craig no longer works for them.
What all this did was drive me to get the reform done. It is forming in my mind as I go along. My research into Geico and Warren Buffet's influence over the auto insurance industry is revealing. I cannot begin to grasp this mans genius but he has played a vital role in keeping these companies afloat. What I desire to ask of him on behalf of the good American people is forming in my mind.
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